Digital Products
Smart banking for women, built around your goals
Women’s Micro Bank (Mama Bank) has established itself as a technological pioneer in Papua New Guinea by introducing the country's first Biometric Enabled Solution to drive financial inclusion. Because conventional commercial identity documentation and expensive branch operations frequently lock rural women out of standard banking, Mama Bank relies on lightweight, customized digital frameworks to bridge the gap.
Biometric Authentication Infrastructure
Rather than relying on signature verification or plastic debit cards that are easily stolen or lost, the bank runs entirely on fingerprint infrastructure.
Touch-Based Security
Authorizes withdrawals, real-time balance inquiries, and cash transactions with a single touch.
Consent Protection
Guarantees funds cannot be accessed by anyone else without the female account owner's direct biometrics.
Zero PIN Overhead
Safely eliminates the risk of clients forgetting complicated numeric PINs or losing expensive magnetic bank cards.
Tablet-Based Mobile Cloud Banking
Mama Bank eliminates paper passbooks by equipping its decentralized staff and agents with cloud-connected hardware.
CBS Web Engine
Connects field devices directly to the secure CBS backend system for instant record entries.
Handheld Portability
Powers operations using compact tablets paired with wireless Bluetooth thermal printers.
Tablet Banking Extension
Integrates digital channels to seamlessly connect rural households through agents to vital microfinance tools.
Solar Power Dow Loans
A uniquely designed alternative credit solution created to deliver digital and infrastructural access alongside baseline finance.
Clean Energy Loans
Partnered alongside Sun King solar distributors to fund residential clean energy systems.
Flexible Credit
Allows rural families to receive modern home power setups instantly and pay overtime via manageable loan instalments.
Critical Operational Alert
Digital Identity Collection: Customers must visit an official branch or a designated field officer to have their biometric data captured digitally. An account is not fully operational for withdrawals until fingerprint profiles are locked into the system database.